Carmen grew up on her family farm in Independence until she moved to Traer when she married Jamie Erhardt in 2005. She has always been very active in outdoor sports growing up riding snowmobiles, boating, and spending weekends at their place in Wisconsin. Carmen spent 15+ years working in the healthcare field first in a business office and eventually moved up to Clinic Director managing 10+ family practices for a large healthcare system in Iowa. That is where she formed her passion about managing businesses that she decided to move from managing other people's businesses to owning her own business.
In 2017 she joined State Farm and some of you may had seen her name on a sign in Toledo. But January 2020 she decided to make the move from a captive agency to an independent agency and move her business to her now hometown, Traer Iowa.
Carmen, her husband Jamie, and two step-children (Ethan & Emily) spend a lot of time at their cabin in Cable, WI and shared home with family in Prairie Du Chien, WI. Since she spends so much time in Wisconsin, Carmen decided to get her Wisconsin insurance license.